I have my debit card set up in what I feel is a good way. I have a checking account and a savings. So the money I see as available is anything in my checking account. That's what I really have to spend. But say I spend more than I have available in my checking account, the money will automatically be taken from my savings to cover that purchase so I won't have to pay any fees.
I would suggest going with something like that.
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kid, I wrote back,
all lovers betray.