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  LiveWire / Teen Forums / Rants & Angry Arguments / Viewing Topic

I am now $846.41 in debt.
Replies: 37Last Post July 26 10:50pm by victoria4951ct
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pcb surfer


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Quote: from Malignant Melanoma at 10:12 pm on July 25, 2008

Quote: from FurryPanther at 7:58 pm on July 25, 2008

Quote: from Malignant Melanoma at 8:57 pm on July 25, 2008

Think about getting a student loan, perhaps, maybe a line of credit.
 

 With her lack of a credit rating?  

 FP


People can still get loans with a thin file credit.


Thin and bad are completely different.


8:54 pm on July 25, 2008 | Joined Mar. 2006 | 313 Days Active
Join to learn more about pcb surfer Florida, United States | Straight Male | 708 Posts | 5048 Points
RainBowBow


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wow you better pay it off lol

12:43 am on July 26, 2008 | Joined June 2008 | 80 Days Active
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AndWhenHeFalleth


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Quote: from greatescape11 at 10:50 pm on July 25, 2008

Quote: from AndWhenHeFalleth at 9:47 pm on July 25, 2008

Oh honey, that's not so bad.  Thanks mostly to medical debts and my mother pissing around under my name, I'm in nearly $20,000 last I checked.  Sadly, that's after I payed off several thousand.  

 After you get on your feet, you'll have that payed off in no time.


Really??   Ok I feel bad now.  I'll stop complaining.

I just feel so stupid because it was all spent on something stupid.  And once I start school again it's gonna take another big hit....like as in $10,000.



It happens.  If you can afford small monthly payments,  a credit counselor should be able to help you out.  There's always a way out if you start digging soon enough.

At the current rate I'm going, I'll probably have mine payed off in about 5 years.  It's iffy what with school and the baby, but that's the plan.  If you aren't able to pay yours off yet, it will likely be easier after school.

-------
There's not a joy the world can give like that it takes away
When the glow of early thought declines in feeling's dull decay


5:35 am on July 26, 2008 | Joined Feb. 2004 | 827 Days Active
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Malignant Melanoma


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Quote: from pcb surfer at 8:54 pm on July 25, 2008

Quote: from Malignant Melanoma at 10:12 pm on July 25, 2008

Quote: from FurryPanther at 7:58 pm on July 25, 2008

Quote: from Malignant Melanoma at 8:57 pm on July 25, 2008

Think about getting a student loan, perhaps, maybe a line of credit.

  With her lack of a credit rating?

  FP


 

 People can still get loans with a thin file credit.


Thin and bad are completely different.


He didn't say bad. He said lack of a credit rating.

-------
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10:30 am on July 26, 2008 | Joined Mar. 2008 | 117 Days Active
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pcb surfer


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Quote: from Malignant Melanoma at 12:30 pm on July 26, 2008

Quote: from pcb surfer at 8:54 pm on July 25, 2008

Quote: from Malignant Melanoma at 10:12 pm on July 25, 2008

Quote: from FurryPanther at 7:58 pm on July 25, 2008

Quote: from Malignant Melanoma at 8:57 pm on July 25, 2008

Think about getting a student loan, perhaps, maybe a line of credit.
   

  With her lack of a credit rating?    

  FP


  People can still get loans with a thin file credit.


 

 Thin and bad are completely different.


He didn't say bad. He said lack of a credit rating.



It's already been made clear that she'ss got bad credit, if companys are listing collections on her credit report.


4:55 pm on July 26, 2008 | Joined Mar. 2006 | 313 Days Active
Join to learn more about pcb surfer Florida, United States | Straight Male | 708 Posts | 5048 Points
( greatescape11 )


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Lol guys its ok.

Settle down.

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You'd break your neck to keep your chin up


5:55 pm on July 26, 2008 | Joined July 2007 | 354 Days Active
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SAMMYJS99


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Quote: from greatescape11 at 10:45 pm on July 25, 2008

This just got emailed to me:


Due to the length of time that your account has remained in an overdraft situation, it will now be reported to ChexSystems and TeleCheck.  This can have long-term negative consequences on your credit history.  Remember, your credit history will follow you throughout your life and can affect everything from the size of the loan you qualify for to the interest rates you receive.

Your current overdraft amount is $-376.41.


WOOT!  Credit card number 3 maxed out.

Anyone who wants to donate to the charity of me, feel free.

I'm so poor it's not even funny.


greatescape11, pardon my pun,

but i guess u cant ESCAPE from this GREAT debt of yours.

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9:05 pm on July 26, 2008 | Joined July 2006 | 590 Days Active
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victoria4951ct


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Well how many credit cards do you have?


Can't you pay them a little bit at a time? You can call them up and work out a payment plan with them. Just pay a few here and there. That way it won't look so bad on your credit report.

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Miles away but closer then ever


10:50 pm on July 26, 2008 | Joined Jan. 2006 | 298 Days Active
Join to learn more about victoria4951ct Florida, United States | Straight Female | 4350 Posts | 7694 Points
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